Fun Learning Life

Florida Mom Blogger - Creates Recipes and Crafts - Family Travel - Product Reviews

  • Email
  • Facebook
  • Instagram
  • Pinterest
  • RSS
  • Tumblr
  • Twitter
  • YouTube
  • Home
  • About/ PR
  • Reviews
  • Giveaways
  • Recipes
  • DIY/ Crafts
    • DIY
    • Crafts
    • Housekeeping
  • Life/ Kids
    • Family Life
    • Educational
    • Disney
    • Baby
    • Toddler
    • Toys for Boys
    • Toys for Girls
    • Inspirational
  • Beauty/ Health
    • Beauty
    • Health
    • Fashion
  • Travel/ Entertainment
    • Travel
    • Events
    • Children's DVDS
    • Movies
    • Amusement Parks
    • Apps
    • Technology
  • Disclosure
    • Privacy Policy

Five Tips To Make Health Insurance Medical Benefit Planning Simpler!

disclosure-for-site

October 27, 2010 Carlee at Fun Learning Life Leave a Comment

Five Tips To Make Health Insurance Medical Benefit Planning Simpler!
I don’t know about the rest of you Moms and Dads out there, but when the kiddos are screaming, the phone is ringing, and the dogs are barking in the background, I find it pretty difficult to think most of the time and process information in a logical way. So when it comes to making important decisions about things like medical benefits, I need to make sure that the information is readily available to me, and that it is easy to process the information in a limited amount of time.

And since medical care isn’t free, (Unfortunately my son is not a real Doctor) I want to make sure that we make selections that are right for our family’s budget.

Aetna and TwitterMoms have team up to have Mom bloggers like myself compile a list of five tips to make benefit planning simpler.*

First, make a list of what benefits are important to you and your family.  Do you need a good prescription plan?  Are you planning on having a baby in the near future? Do you anticipate numerous doctors visits or procedures visits in the next year ?  These are things that will determine what type of coverage you will need in the upcoming period.

Second, determine how much you can afford on a monthly basis for insurance costs.  Make a budget of all your monthly expenses and figure out how much extra income you have at the end of the month.  How much of this can be applied to insurance?  If money is tight, are there any expenses that can be reduced? This will be something you will need to do before you make any changes to your current policy or add a policy.

Third, take a look at last year’s medical expenses, and try to anticipate what expenses you may be incurring in the next year. Do you anticipate a lot of medical bills? Would a flexible spending account be something that you might benefit from? To learn more about flexible spending accounts visit The Power Of An Hour – Planning Next Years Health Benefits in 60 minutes or Less

Fourth, once you have figured out what benefits you need and what costs you can handle, take a look at the plans available to you through your employer or independent agent.  Look to see who can provide those benefits at the cheaper price, plus if you prefer a certain hospital or doctor, make sure that they accept that insurance and the plan you are going to sign up for.

Fifth, if in doubt, ask to speak with a representative of the company providing the benefits, or to your human resources department.  It is better to ask questions than to realize after the fact that you  are under-insured or are having to pay more out of pocket expenses than you had anticipated.

For additional assistance on Benefit Planning, check out Aetna’s Site Be Smart For Your Health The Power of an Hour – Planning Next Years Health Benefits in 60 minutes or Less

I hope you find these tips helpful, and if you have any additional ideas that would help the busy moms and dads our there, I would love it if you would share.

FFM

*“I wrote this blog post while participating in the TwitterMoms and Aetna blogging program, making me eligible to get a $30 Target gift card. For more information on how you can participate, click here. These tips do not take the place of professional advice, always consider talking to an insurance agent or someone in your human resources department.”

More from my site

  • Sharing Aspirations and Plans for New Possibilities in My Life for 2011Sharing Aspirations and Plans for New Possibilities in My Life for 2011
  • Potty Training Continues With Pull-Ups #StartPottyTraining & FREE Resources to Help Your Child’s Success!Potty Training Continues With Pull-Ups #StartPottyTraining & FREE Resources to Help Your Child’s Success!
  • Potty Training With Pull-Ups “Big Boy Pants” #CelebrateFirstFlush and the FREE Big Kid App!Potty Training With Pull-Ups “Big Boy Pants” #CelebrateFirstFlush and the FREE Big Kid App!

Family Life, Health Aetna, benefits planning, flexible spending accounts, health insurance, insurance, medical, Mom, TwitterMoms

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Popular Posts

  • Pinwheel Wreath!  Easy Summer DIY Craft!Pinwheel Wreath! Easy Summer DIY Craft!
  • Arm & Hammer Essentials Disinfecting Wipes Clean and Smell Great! {Giveaway}Arm & Hammer Essentials Disinfecting Wipes…
  • Cream of Mushroom Meatloaf Recipe!  Simple Ingredients, Easy To Prepare!Cream of Mushroom Meatloaf Recipe! Simple…
  • Best RC Boats for Kids and Beginners!Best RC Boats for Kids and Beginners!
  • Pamper Pack Gift Bags Created for a Mom's Night In, Plus Great Idea for Teacher's Gifts!Pamper Pack Gift Bags Created for a Mom’s…
  • How To Make A Troll Magnet inspired by the Movie Trolls!How To Make A Troll Magnet inspired by the Movie Trolls!
  • Colorful Pasta Salad Made With Vegetables and Salad Supreme Recipe! My Most Requested Dish for Family Get Togethers!Colorful Pasta Salad Made With Vegetables and Salad…

NEW at the Site!

  • Arm & Hammer Essentials Disinfecting Wipes Clean and Smell Great! {Giveaway}
  • Spark Creativity with a Disney Pixar Soul Coloring Page! {Giveaway}
  • Kyo-Dophilus Pro+ Synbiotic Probiotics Are Helping My Gut!
  • Where To Spring Clean With Enzyme Based Cleaners!
  • Upside Down Magic Water Bottle Craft!

Welcome!!!

Head Shot For Site

I’m Carlee and I am the author of Fun Learning Life!

Follow along as I create Recipes, Crafts, and Family Fun!

To learn about the site, contact me, or advertising details visit About & Media.

Subscribe to Fun · Learning · Life and get news straight to your email!

Check These Out!

More Recipes
More Crafts

Site Search

Also Visit Me Over At:

LAAF1

I’m A Member

USFamilyGuide.com

Recent Comments

  • Nicole Martin on Arm & Hammer Essentials Disinfecting Wipes Clean and Smell Great! {Giveaway}
  • aaron r on Arm & Hammer Essentials Disinfecting Wipes Clean and Smell Great! {Giveaway}
  • Mary Cloud on Arm & Hammer Essentials Disinfecting Wipes Clean and Smell Great! {Giveaway}
  • Helga on Kyo-Dophilus Pro+ Synbiotic Probiotics Are Helping My Gut!
  • Helga on Arm & Hammer Essentials Disinfecting Wipes Clean and Smell Great! {Giveaway}

Copyright © 2021 · Daily Dish Pro Theme on Genesis Framework · WordPress · Log in